Which of the following was NOT discussed in this course within the context of client negotiation levers?

The aspect that was not discussed in the context of client negotiation levers is loan type. In client negotiations, various financial parameters are typically leveraged to influence the terms of the deal.

When it comes to negotiating loan terms, factors such as the all-in rate, amortization period, and loan-to-value ratio are often critical components. These elements directly impact the cost of borrowing for the client and can be manipulated to achieve a favorable agreement.

The all-in rate encompasses all costs associated with the loan, making it a vital point of negotiation as it affects the overall affordability for the client. The amortization period influences the monthly payments and can also play a significant role in negotiations. Likewise, loan-to-value ratios are critical in assessing the risk of the loan and can dictate terms based on how much equity the client has relative to the property's value.

While different types of loans, such as fixed or variable rates, are important in the lending process, they are typically considered more standard than negotiable levers in this context. This is why loan type is not emphasized as a negotiation lever in the course materials.